Platinum Plus Auto Repair Payment Options

Fix It Now, Pay Later

Our payment options give you flexibility with how you pay for your repair services. While it is always preferable to pay for car repairs upfront, we know that that might not be feasible for everyone.

That’s where our monthly payment options come in.

Paying for your car repair in installments allows us to repair your car right away so you can get back on the road and back to work while you pay off the balance.

The variety of our payment options are designed to accommodate a range of budgets and credit histories. Whether you have good credit, bad credit, or no credit, if there is a payment option that you can qualify for, we’ll make it work.  We Say Yes!


Leave the Repairs to the Pro’s at Platinum Plus Auto Repair


Payment Options For Your Car or Truck Repair


Easy Pay

Our Easy Pay option is designed for credit building. It has you covered for repairs up to $5,000 and it’s interest free for 90 days. This makes it ideal for quick repairs that you plan to pay off quickly.

As the name implies, it’s easy to get approved. Just click the button below and search for the location that your car is getting its repairs at.


This credit builder option also only takes seconds to get approved and covers you for up to $5,000 on a lease-to-own contract that gives you 90 days without interest. Koalafi Financing has an 85% approval rate, even those with low credit can use this payment option.

There is also a 90-day purchase option and early buyout options for this payment plan. If you choose to pay off the amount within 90 days, you pay only the initial $40 down plus the invoice amount. The early buyout option allows you to pay for the repair at up to 64% of the remaining balance on the lease.


  • Photo ID
  • Social Security Number, government ID or ITIN#
  • Debit card with initial payment of $40
  • Checking account
  • $1,000 a month income

Synchrony Financial

This option requires good credit but allows you up to 6 months to pay off the balance with NO Interest. To learn more about financing your car repair through Synchrony Financial and to apply, inquire at one of our locations in Hopewell, Broad Street or Midlothian.

Snap Financing

No Credit Needed refers to Snap’s financing that considers more than just credit reports to determine approvals or denials. In fact, applications for Snap’s financing aren’t even reported to TransUnion, Equifax, or Experian. Their proprietary decision process allows them to look beyond bad credit, no credit, and bankruptcy to approve more applicants. 100 days same as cash. Only $15.00 application fee once you’ve been approved and processed. Up to $5000.00 Approval amounts

American First Finance

This option carries 101 days No Interest

Do I need a certain credit score to get approved?

No. Your credit history is part of the decision process, but a certain score is not required for approval. 

Apply here for American First Finance 

Let's Get Your Car Fixed Up

Schedule Service

Hull Street

Phone : (804) 303-9828

Email : [email protected]

11530 Hull Street Road, Midlothian, VA. 23112USA

Monday - Friday : 8am-6pm


Broad Street

Phone : (804) 716-2330

Email : [email protected] 

7805 West Broad Street, Henrico, VA. 23294

Monday- Friday : 8am-6pm